Roth Ira Contribution Limits 2024 For Spouse Over 65. The following table shows how much you can contribute to your roth ira in 2024 and 2025 based. If you have a roth 401 (k) plan and a roth ira, your total annual contribution across all accounts cannot exceed $30,000 in 2024 or $38,500 if you are 50 or older.

Roth ira income and contribution limits for 2024 and 2025. $228,000 if filing a joint return or qualifying surviving spouse,